Final Expense

Final expense insurance is a product offered to individuals who are seeking to leave something to assist their loved ones in paying for expenses associated with their death, such as funeral expenses and medical bills.

Final Expense Whole Life Insurance

Lifetime Protection
Guaranteed death benefit – certain plans offer limited death benefits in the first 3 years for non-accidental death
Level premiums – won’t increase
Face amounts up to $35,000
Cash Value Accumulation
Accelerated Death Benefit option for Terminal Illness
Optional Accidental Death Benefit

Term Final Expense

Lifetime Protection
Guaranteed death benefit – limited death benefit first 3 years for non-accidental death; death benefit decreases annually starting Year 21
Level premiums – won’t increase
Face amounts up to $30,000
Cash Value Accumulation
Accelerated Death Benefit option for Terminal Illness
Optional Accidental Death Benefit

Final Expense

Final Expense Whole Life Insurance

Term Final Expense

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